BANKERA-NEW BANK ERA
Bankera (as suggested by the name) wants to be the first bank of the new era able to combine traditional services such as mortgages, IBANs and current accounts with other services related to cryptocurrencies.
This article analyze the banker project that until 27/02/218 will be in the stage of ICO. We invite to visit the official website of bankera, download the whitepaper and independently gather the information necessary before investing.
Pro
The points we consider most interesting about this project are essentially four.
- Many ICOs, due to their nature,lay on projects without even foundations.In this case, instead the project bases on the already existing Spectrocoin Exchange – the only one that allow buying the token bnk. It already boasts over 500,000 subscribers and, since 2014, it showed to be a solid Exchange.
- Having a look in long-term, if the market will continue to grow steadily,governments will decide to regulate this sector, given that now there is no specific regulations. If this should happen, surely an innovative bank could represent the right compromise to favor both users and states.
- The team is young but with a respectable background. Among the project’s advisors, there is the founder of NEM (xem), a very stable crypto that is constantly in the top positions for market capitalization and two MPs, including the European Antonhy Guoga, known as Tony G and famous for being a professional poker player.
- 4.ICObuyers will receive a weekly payment (you can choose whether to receive it in Nem or Ethereum). In the specific, Bankera pay dividends among the holders based on the amount of tokens held. It pays 20% of the profit that Spectrocoinearnings weeklyearn.
Cons
Among the negative points we can consider the high number of tokens (they will total 25 billion). However, the project certainly requires by its nature a very large number of coins. Moreover, the team of Bankera has pointed out that these bnk in the future could be considered as submultiples of monera banker = 1000 bnk and therefore could be seen as a kind of satoshi. This subdivision made it possible to keep a low price and give everyone the opportunity to buy. The price in fact went from 0.01-cent euros of the pre ICO to about 0.02 currently. Bankera has already raised 100 million euros to date.
Conclusion
Bankera is a long-term project because the turning point for the success or failure of the project will be in 2019, when a bank license will be required to operate in the EU.